..Because I’m single Young and single is often synonymous with carefree. However, there is a very thin line between carefree and careless, and young professionals often tend to drift towards the latter in view of the little responsibility they have. Hence, they don’t feel the need to secure themselves with an insurance policy, deeming it a safety tool for the older generation only. Life is unpredictable for everyone, young and old. Take your new financial independence as a motivation to … [Read more...] about Busting Myths: I Don’t Need Life Insurance Because…
Most of the financial advice doled out to us by well-meaning parents, relatives, or friends are primarily risk-averse options— Bank FDs, PPF, NPS, post office savings schemes or traditional insurance products. Barring a few who mention mutual funds or equities, most of the advice is risk-averse in nature. Therefore, it should not come as a surprise if someone says that Indians are conservative investors. Conservative tax saving instruments offer returns which cannot beat inflation and … [Read more...] about What makes ULIPs so attractive to the Indian psyche?
Aegon Life was invited by Stanford University to present its recently implemented ‘Test & Learn’ approach. The Test & Learn approach adopted by Aegon Life India enables employees to define business theories and test them out. The acceptance of failure is the key to the method, as it enables employees to find solutions that resonate with customers – even if those solutions originate from mistakes. Martijn de Jong, Chief Digital Officer with Aegon Life India is responsible for its … [Read more...] about Stanford Test & Learn Approach – Martijn de Jong
‘Mothers hold their children's hands for a short while, but their hearts forever.’ Mothers play a very important role in our lives, even when they are no longer around us physically. From our good habits and wise approach to the lessons we implement in our lives, we are what our mother’s brought us up as. One of the most important traits that we inherit from our mother is her determination towards protection—to protect the family against all odds; she has been the shield behind which we … [Read more...] about Appreciate Your Mom by Following Her Footsteps
Do you dream of giving up the corporate rat race at 35 and jumping straight into your hobbies of travelling and organic farming? Well, we do! The dream of early retirement is what keeps many of us going through the motions, day after day, week after week. For most, ‘early retirement’ remains a dream. However, with a bit of smart retirement planning, you can make this dream come true and enjoy it to the fullest in your youth. Here are a few simple strategies you can easily implement … [Read more...] about What Does It Take To Get An Early Retirement?
Think about a cleaner environment, a happier family, a better future; now think about how you can build it. The most significant part of loving someone is to strengthen them. From our family, home and car to city, country and planet, our relationship with each of these links bloom by investing in them. This investment is twofold—protecting them and making them stronger. While protection is what contributes while we are present with them, strengthening helps them to stand strong even after … [Read more...] about This Earth Day Let’s Promise to Protect Everything We Love
The 20s is your selfish decade. You are young and free with the independence to do anything you want. Well, isn’t that what life’s all about? Living out to the fullest. The 20s are also a great opportunity to set yourself up for the future. A mixture of smart financial planning and fun activities. That’s the perfect recipe to be financially secure and have wonderful memories to reminisce when you are in your 60s. Here’s a small checklist that you should tick off in your twenties so that … [Read more...] about 20s Checklist: Laugh your way into your 60s
‘From next week onwards’, then ‘next month’, and this one’s our favourite ‘from coming Monday, for sure’—yes, we all recognize this cycle of procrastination, where the beginning of a healthy lifestyle almost never arrives. And even if it is one of those Monday’s where you rush to the gym and get yourself enrolled, the motivation doesn’t last for long. Reason being—we are too busy, too tired, waiting to buy the right shoes, and the list goes on. If you haven’t been to the gym in the last five … [Read more...] about Five Smart Ways to Start a Healthy Lifestyle
Reading long policy documents for any financial investment can be agony, but it doesn’t mean you don’t need to do it. Instead of getting someone else to read them for you, we have compiled a list of movies which can help. This way you can watch and enjoy your insurance learnings, before getting to the fine print. So, here is a list of the best insurance and financial advice from the movies: 1. The Incredibles (2004) We all remember this Pixar gem; of course, we do! How can anyone … [Read more...] about 5 Movies to Watch for Great Investment Advice
PASS ON YOUR WEALTH AND WISHES TO YOUR FAMILY Make your Will, your own way. Where there is a will there is a way. You spend your life securing the financial future of your family by earning, investing and building wealth, but creating wealth is incomplete without a proper succession planning. Thus, a legal Will becomes an important tool using which your family can access your hard-earned wealth after you and as per your wish. 80% Indians don’t create a Will despite of the fact that a … [Read more...] about iWill – Create Your Own Will