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HUMAN LIFE CALCULATOR

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Human Life Calculator

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“By submitting my contact details I authorize AEGON Life Insurance to Call or SMS me with reference to this enquiry. This overrides the DND registration. I authorize Aegon Life, directly or throughulatory framework and in compliance of its internal processes / procedural requirements with regard to the information furnished by me.”

*Life Protect Premium (Rs.12/day) is for Regular Pay mode without direct debit opted (monthly premium/30 days). Above illustration is considering Male aged 18 years | Non-Smoker | Policy term (PT)– 30 years | Premium Payment Term (PPT) – 30 years | Sum Assured opted is Rs. 1,00,00,000 | Premium shown above is exclusive of Goods & Service Tax/any other applicable tax levied, subject to changes in tax laws, and any extra premium and is for illustrative purpose only.

For more details on risk factors, terms & conditions please read sales brochures and benefits illustrations carefully before concluding a sale. All the premiums calculated here are inclusive of GST*.^5000 Rs monthly premium for 18 year old non-smoking male for AEGON Life iInvest Plan – (UIN 138L059V02) for a sum assured of 7,50,000, Premium Paying term of 10 years and a policy term of 25 years for the lifestyle portfolio strategy at a fund value of 8%.*411 Rs. Premium for AEGON Life iTerm Plus plan for 18 year old non-smoking female (UIN-138N060V02) for a term of 65 years. 512 Rs premium for a 23 year old non-smoking male for a sum assured of 50,00,000 for a policy term of 67 years. *Rs.17 per day premium for 23 year old, non-smoking, male for a Sum Assured of 50 Lakh for policy Term of 20 years. #3000 Rs monthly premium for 18 year old non-smoking male for AEGON Life iMaximize Plan – (UIN 138L030V04) for a sum assured of 4,50,000, Premium Paying term of 25 years and a policy term of 25 years for the benefit option "Option II - With added benefits" at a fund value of 8%. Fund allocation for the same is as followed - Secure fund =25%, Debt Fund =25%, Blue-chip fund 50% . AEGON Life iTerm Insurance Plan (UIN - 138N016V07) provides cover up to 100 years. Premium displayed for AEGON Life iTerm Plus Insurance Plan in the calculator is for Life option with Accident Death Benefit Sum Assured of Rs.50,000[AD1] . [VB2] The tax benefits are subject to change as per change in tax laws from time to time. Goods & Services Tax announced by Government or statutory body in future would be levied as per the applicable laws.

^^Subject to completion of verification of the documents provided.

The amount displayed in "FIND THE RIGHT PLAN FOR YOU" is exclusive of taxes.

***Maximum time taken to issue a policy based on policies issued in FY 2018-19.

Product of the year for AEGON Life iTerm Plus Insurance Plan, Source - http://worldbfsicongress.org/golden_star_insurance_win18.html

**Individual Death claim settlement ratio 98.01% in FY 2019-20.

Calculation for saving Rs.46,800 Tax. - Section 80C of Income Tax Act 1961 allows investors to claim deductions from their taxable income by investing in certain eligible investment schemes. The amount of money invested in the schemes eligible u/s 80C can be claimed as deduction from the taxable income subject to a maximum limit of Rs 150,000. For example, if you invest Rs 50,000 in a scheme u/s 80C, your taxable income will be reduced by Rs.50,000 for the purpose of tax calculation – if you are in 30% tax bracket you can save Rs 15,600 in tax including 4% Cess. You can save a maximum amount of Rs 46,800 in taxes every year by investing Rs.150,000 in schemes u/s 80C (if you are in 30% tax bracket). Source: https://www.aegonlife.com/insurance-investment-knowledge/save-46800-in-taxes-with-the-help-of-insurance-tax-planning

Trade logo displayed belongs to M/s AEGON N.V. and M/s Bennett, Coleman and Company Limited and used by AEGON Life Insurance Company Ltd. under trade agreement. AEGON Life Insurance Company Limited. Registration Number: 138, Category: Life Insurance. Registered office: Building No. 3, Third Floor, Unit No. 1, Nesco IT Park, Western Express Highway, Goregaon (East), Mumbai- 400063. Tel: +91 2261180100 | Fax: 02261180300 | e-mail: customer.care@aegonlife.com | Website: www.aegonlife.com | Corporate Identity No. : U 66010MH2007PLC169110.

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