14 Tips To Choose The Best Health Insurance Plan

Feb 13, 2018 | 10 months ago | Read Time: 1 minute | By iKnowledge Team

A good health insurance plan can see you through medical emergencies. But how do you choose the best policy? Here are tips to help you out.

Tips to choose the best health insurance plan - Aegon Life Infographics

Tip 1: Decide how much coverage you need today and in future

Tip 2: Look for health insurance plans with add-on riders

Tip 3: Choose a family floater plan or individual policies based on your family’s needs

Tip 4: Cashless plans offer more convenience during a medical crisis

Tip 5: Low waiting periods and fewer exclusions are always a plus

Tip 6: Compare sub-limits and co-payment clauses across policies

Tip 7: Check the caps on room rent. This will affect your overall coverage

Tip 8: A top-up or super-top-up plan could upgrade your existing plan

Tip 9: Go for a policy that offers lifelong renewability

Tip 10: Select an insurer with a high claim-settlement ratio to get better service

Tip 11: Choose policies that offer a good selection of network hospitals

Tip 12: Use a premium calculator to assess affordability for similar policies

Tip 13: Read the reviews of experts and customers online and in print

Tip 14: Always check the policy wordings first

Tip 14: Understand the policy wordings before signing up

Boost your coverage with Aegon Life’s iTerm Plus Insurance Plan, that covers 36 critical illness in addition to life cover.

Know more about Aegon Life term insurance plans.

Advt. no.: IA/May 2018/4008

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