Best Health Insurance Plan – How to Choose in India

Feb 13, 2018 | 2 years ago | Read Time: < 1 minute | By iKnowledge Team

A good health insurance plan can see you through medical emergencies. But how do you choose the best policy? Here are tips to help you out.

Tips to choose the best health insurance plan - Aegon Life Infographics

How to Choose the Best Health Insurance Plan

    1. Tip 1: Decide how much coverage you need today and in future
    2. Tip 2: Look for health insurance plans with add-on riders
    3. Tip 3: Choose a family floater plan or individual policies based on your family’s needs
    4. Tip 4: Cashless plans offer more convenience during a medical crisis
    5. Tip 5: Low waiting periods and fewer exclusions are always a plus
    6. Tip 6: Compare sub-limits and co-payment clauses across policies
    7. Tip 7: Check the caps on room rent. This will affect your overall coverage
    8. Tip 8: A top-up or super-top-up plan could upgrade your existing plan
    9. Tip 9: Go for a policy that offers lifelong renewability
    10. Tip 10: Select an insurer with a high claim-settlement ratio to get better service
    11. Tip 11: Choose policies that offer a good selection of network hospitals
    12. Tip 12: Use a premium calculator to assess affordability for similar policies
    13. Tip 13: Read the reviews of experts and customers online and in print
    14. Tip 14: Always check the policy wordings first

Boost your coverage with Aegon Life’s iTerm Plus Insurance Plan, that covers 36 critical illness in addition to life cover.

Know more about Aegon Life term insurance plans.

Advt. no.: IA/May 2018/4008

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