Life Insurance for Spouse

Nov 10, 2016 | 2 years ago | Read Time: 2 minutes | By iKnowledge Team

Life Insurance for Spouse - Aegon LifeWe promise to stand by each other for an entire lifetime. But these promises remain only between us because life has its own plan for every single person. Are you a working couple? Have you ever thought of what may come next? Well, nobody likes to give a thought to such things. Of course, it is not a good feeling to think of your own demise or your beloved’s. The reality is that at one point in time you have to be able to believe that anything can happen to anyone, even if it is in the next moment or overnight.
With the increasing number of mishaps and critical illnesses, we are becoming more and more vulnerable each day. It does not matter whether you are a working couple, it is still important to secure each other’s future. Therefore, it is prudent to have your shield ready. With a spouse insurance plan, you can safeguard yours as well as your spouse’s life. In the absence of either of you, such a plan offers substantial coverage. Besides, the plan may also pay a regular income in case one of the couple becomes incapable of earning due to partial disability or a similar incident.
A family is used to living in a certain way and so are its members. A spouse insurance plan ensures that there are no changes in this lifestyle even if something happens to any of the breadwinners of the family. There are also number of benefits that come with a spouse insurance plan such as terminal illness benefit or accidental death benefit. If you opt for riders, there are additional advantages that you can receive for the policy. Time plays a very significant role in purchasing a spouse insurance plan. The earlier your purchase it, the larger the number of benefits, especially in terms of low premium.
Despite any number of savings, it is very important to purchase a spouse insurance plan to secure your family’s future when you may no longer be there. Ensure that you select one that fits your requirements. One of the most preferred ways of buying this plan is through the online mode. This will also save you from doing lots of paper work. So purchase a life insurance plan at the earliest!

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