Newly married? Here are 7 financial to-dos to add to your list

Feb 07, 2018 | 2 years ago | Read Time: 1 minute | By iKnowledge Team

The secret to a happily married life are healthy finances. Here are some tips to help!

  1. Prepare a joint budget

This is the first step to a financial happily ever after

  1. List out your life goals
  • Individual goals, like getting a degree or starting a business
  • Your goals as a couple, like having a baby and planning for retirement
  1. Exercise financial discipline

Start saving through recurring deposits and systematic investment plans (SIPs)

  1. Create an emergency fund

This is especially important for young couples with limited income

  1. Review your health insurance plan

Increase the sum insured and invest in a critical illness plan

  1. Assess your life insurance needs

Enhance the death benefit for your spouse and future kids

  1. Maximise your joint tax savings

Benefit from the slightly larger tax break available to women

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