The Perfect Gift to Treat Your Better Half This Valentine’s Day

Feb 13, 2018 | 11 months ago | Read Time: 2 minutes | By iKnowledge Team

The Perfect Gift to Treat Your Better Half This Valentine’s DayValentine’s Day is right around the corner, and we can feel the love brewing all around us. Everywhere we see there is a storm of pink hearts and candied gifts and pastel soft toys that are meant to signify your love for your partner. But the logic fails us. Flowers wilt, candies are eaten, and soft toys are too juvenile to stand as a symbol of a strong, powerful love that a couple shares, especially married couples. A lifelong commitment like marriage is meant for deeper gifts that will ensure your loved ones are protected for the rest of your life and beyond. So, ditch the superficial hearts and chocolates and go for the best gift to treat your valentine this year – a term insurance policy.

Now life insurance may not seem so romantic, but when you see the multiple benefits it offers, you will be convinced that it is the ideal gift you can give your partner.

  • Lifelong protection: Life insurance is a way to protect your partner’s health for as long as you live. Along with your life cover, you can purchase add-on riders such as a critical illness cover, personal accident or family income benefit to ensure wholesome protection of your spouse. Leave your partner stress free in the face of an emergency, all with a single insurance policy.
  • Financial security: High inflation rate and commercial urban lifestyle burn a hole in our pockets. Medical bills are even worse, accumulating up to lakhs in one time. A comprehensive coverage can help relieve the burden of financial stress during a crisis.
  • Tax benefits: Insurance premiums are applicable for tax deductions under Sec 80C of the Income Tax Act. If you are paying premium for your spouse, you can get a further deduction on the taxable premium. Additionally, the maturity benefit of most insurance policies is tax free under sec 10(10D). This way you can spend less, and save more.
  • A parting gift: More than anything, life insurance policies are the perfect way to provide for your partner after your death. Nobody likes to think of a tragic situation such as their own death, but being prepared for it is the practical way to deal with it. Your life insurance policy will make sure that your loved partner’s monetary needs are met even in your absence.

So, what are you waiting for? Go ahead and give your life partner the protection of a lifetime. Purchase our iTerm Plan today to secure their tomorrow. Happy Valentine’s!


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