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Understanding Melanoma – A Type Of Skin Cancer And Its Prevention

Jul 12, 2018 | 2 years ago | Read Time: 3 minutes | By iKnowledge Team

Cancer Insurance Plans

Good health is the greatest blessing in life and cancer is the evil threat to it. Life becomes a great burden to the sick that are not prepared with a backup plan. Wealth does not guarantee good health. Dreadful diseases such as cancer have been eroding mankind since the beginning of existence. Cancer involves abnormal cell growth that invades and spread to other parts of the body.

What is Melanoma?

Melanoma is the most dangerous form of skin cancer.  Its cells develop when unrepaired DNA damages the skin and triggers mutations that lead the skin cells to rapidly multiply and form malignant tumours. It is caused by ultraviolet radiation and direct sun rays. Melanomas often resemble moles; in fact, some people develop it from moles where majority of these moles look black or brown. However, they can also be red, purple, blue or white. It is a life-threatening disease, which affects a number of people across the globe. If recognised and treated early, it can be cured. However, it is hard to treat and is fatal if detected late. It is a type of cancer that is found more among men than in women.

The instances of Melanoma appear to be increasing over the years for people under the age of 40. Hence, measures for skin cancer prevention should be taken seriously. The stage at which Melanoma is diagnosed will indicate how far it has already spread and what kind of treatment is suitable. It has 5 stages from 0 to 4, stage 0 involving only the outermost layer of the skin being affected. It is known as Melanoma in situ. Stage 5 is the most dangerous stage where the cancer cells spread to distant parts of the body, lymph nodes, and internal organs such as brain, lungs and liver.

Measures to prevent Melanoma

Avoiding sunburns and direct exposure to sun rays for a long period of time can be helpful in melanoma prevention. Self-monitoring of moles on the skin is another way of timely detection. Treatment for such a deadly disease is complicated. It requires the patient to have a lot of will power and good finances. A comprehensive health insurance policy can help you fight cancer and protect your family and finances as the policy would bear your medical costs. Arranging funds overnight can be a tall task. A well-fortified health insurance plan provides a way out. It gives you access to top-quality healthcare. Besides, you will have peace of mind knowing that there is someone out there to take care of your medical expenses when required. It also allows you to enjoy tax benefits.

Specific Financial Measure

Aegon Life’s iCancer plan is one such trusted and reliable critical illness plan that helps you fight cancer by taking care of your financial situation. It covers a wide array of cancers. Therefore, you may be covered even if the type of cancer that you are suffering from is not very common. It also comes with a lot of other benefits such as tax deductions. You can pay the premiums on an annual basis. The plan is structured in a way that insures you against cancer with the added benefit of covering expenses against any stage of the disease while wavering off premiums upon detection at a major stage. It reimburses the costs of medical treatments that you undergo once you are diagnosed with cancer.

This critical illness plan is also available for purchase online, which enables you to buy it comfortably from your home. The insurer pays you a lump sum depending on the stage. The benefit increases in order to match the rising expenses when the condition gets severe. Hence, Aegon Life’s iCancer plan is a well-structured health insurance plan that acts as a financial stronghold for you in your time of need.

Critical Illnesses like cancer can be a daunting affair for anybody. In these tiresome periods, the last thing you want is to be burdened with more pressure financially. Hence, getting yourself insured under a comprehensive health insurance policy is vital.

Advt. No.: IA/Jul 2018/4172


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