A life insurance plan which offers assured returns on the annualized premiums


If you are looking for an investment plan that guarantees returns, this plan is for you. Aegon Life Guaranteed Growth Insurance Plan ensures you receive what you are promised and at the right time. So you can achieve your goal, regardless of the situation.

You should purchase this plan if you:

  • Want to accumulate wealth for important milestones
  • Want guaranteed returns with minimum hassle


Mr. Mahesh (age 45 years) has his own business. His wife is a doctor and they have a son Atharva, who is 11 years old. Notwithstanding his good financial position, Mahesh is attuned to the need for a financial instrument that will help him multiply his savings and provide guaranteed annual payouts once his son completes 21 years of age. Hence, he relies on Aegon Life’s Guaranteed Growth Insurance Plan.

His plan details are as follows:

Policy Term: 10 years, Premium Payment Term: 8 years,

Premium: Rs. 1, 00, 000(exclusive of service tax).

Case I: Mr. Mahesh dies after 2 years:

Premiums paid by Mahesh = Rs.1 lakh X 2 years = Rs.2 lakhs + tax

Total Guaranteed Payout = Rs.1.5 lakhs p.a. X 8 years = Rs.12 lakhs

Thus, total payout received by his son is 6 times the premiums paid by Mahesh

Case II: Mr. Mahesh survives the Policy period:

Total payout = Rs.12,00,000 i.e. Rs.1,50,000 each for 8 years


Step 1 Decide the amount of premium you wish to pay

Step 2 Our Life Advisor will help you fill in the application form

Step 3 A cheque will have to be drawn in favour of Aegon Life Insurance Co. Ltd.


Product Name: Aegon Life Guaranteed Growth Insurance Plan. UIN 138N046V01.

  • The brochure is not a contract of insurance. The precise terms and conditions of this plan are specified in the policy contract.
  • Buying a life insurance policy is a long term commitment and early termination of the policy usually involves high costs and the Surrender Value payable, if applicable, may be less than the total premiums paid.
  • This product brochure should be read along with sales illustration
  • This Policy will only be issued to lives accepted as standard as per Company approved underwriting guidelines
  • This product is underwritten by Aegon Life Insurance Company Ltd.
  • Insurance is the subject matter of the solicitation
  • Insurance cover is available under this product