If you are looking to gain from the upside of the stock market and also protect your family with an adequate life cover, this plan is for you.


If you are looking to gain from the upside of the stock market and also protect your family with an adequate life cover, this plan is for you.

Aegon Life’s Future Protect Insurance Plan gives you the option of watching your money grow, while keeping your life covered for the duration of the plan. It secures your family’s future and your dependents also gain from the investment.

You should purchase this plan if you:

  • Are looking for an investment cum insurance plan, which will also help you save tax
  • Do not want to take high risk by investing directly into stock markets


Mr.Mahesh (age 30 years) is a research scientist with a pharmaceutical company. His wife also hails from the same background. They have a son Akash, who is 2 years old. Mahesh invests in other investment instruments, but is looking for a plan that offers a good life cover and provides growth for his money in the long run. Hence, he opts for Aegon Life’s Future Protect Insurance Plan.

His plan details are as follows:

Cover Amount: Rs.10 lakhs,Policy Term: 30 years

Premium Payment Term: 30 years, Annual Premium: Rs.50,000

Apart from the above, Mahesh has also opted for the Invest Protect Option. This feature will not only help him gain from his investment but also minimise the risk to his returns. As the Policy nears maturity, it protects his money by systematically shifting his funds from Equity fund to Debt fund during the last 3 policy years.


Step 1 Decide the amount of premium you wish to invest. Decide on the period for which you want to stay invested & cover amount (Sum Assured).

Step 2 Our Life Advisor will help you fill in the application form.

Step 3 A cheque will have to be drawn in favour of Aegon Life Insurance Co. Ltd.

Step 4 Expect a verification call from Aegon Life call centre,once you apply for the policy.


Aegon Life Future Protect Insurance Plan UIN 138L023V02


This illustration is indicative only and should be read in conjunction with the benefit illustration also. 

The non-guaranteed projected investment returns of 4% and 8% are not guaranteed and are for illustration purpose only. 

Total charges includes premium allocation charge, policy administration charge, mortality charge and fund management charge. 

If your policy is discontinued any time during the first five policy years, discontinuance value displayed will only be payable after completion of five policy years. 

The past performance of any of the unit linked funds is not necessarily an indicative of the future performance of any of these funds. 

The mortality charges are subject to underwriting of the proposal, and may increase before the acceptance of the risk. 

Service tax, education cess and any other taxes announced by the government of any other statutory body in future would be levied as per the applicable tax laws. 

Unit linked Life Insurance products are different from the traditional insurance products and as such, are subject to risk factors.

The premium paid in unit linked life insurance policies are subject to investment risks associated with capital markets and the NAV's of the units may go up or down based on the performance of fund and factors influencing the capital market and the policy holder is responsible for his/her decisions. 

Aegon Life Insurance is only the name of the Insurance Company and Aegon Life Future Protect Insurance Plan is only the name of the unit linked life insurance contract and it does not in any way indicate the quality of the contract, its future prospects and returns. 

The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. 

Please know the associated risks and the applicable charges, from your insurance agent or the intermediary or policy document of the insurer. 

This is a non-participating unit linked plan and we do not offer policy loan in this plan.

For more details on risk factors, terms and conditions, please read sales brochure and benefit illustration carefully before concluding a sale.

Insurance is the subject matter of the solicitation. 

Segregated Fund Identification Number (SFIN):

Secure Fund - ULIF00505/07/08SF0138,

Debt Fund - ULIF00405/07/08DB0138,

Stable Fund - ULIF01303/09/10STABLE0138,

Accelerator Fund - ULIF01203/09/10ACCELERATE0138

Discontinuance Policy Fund - ULIF01403/09/10DISCONPF0138