Why buy this plan ?
iMaximize is our online Unit Linked Insurance Plan (ULIP) which offers a combination of protection and market linked returns. We have designed it to offer a considerable degree of flexibility, making it well suited to the first time investor and market expert alike. This plan can also cater to your child’s needs in your absence through the Triple* Benefit pay-out option, which provides financial relief in stages. No allocation charges means you maximise the return from your investment as the full amount gets exposure to the fund of your choice.
Choose from 6 unit-linked funds according to your investment objective.
Boost your fund value through periodic Top-up Premiums, if desired
Switch your invested premiums from one fund to another
Re-direct where your future premiums will be allocated
Withdraw up to 20% of your investment after 5 years whenever the need arises
Secure your child’s future financial well-being with Triple* Benefit as part of Death Benefit option 2
The Sum Assured is paid immediately, your future premiums are waived
Get an annual payout equal to your annual premium
Receive the Total Fund Value at the end of the term
Ensures your child gets the financial security he or she will need
Provides the flexibility for you to invest as per your risk appetite
Gives your family the higher of Sum Assured, Fund Value or 105% of premiums paid with Death Benefit option 1
Or gives them Triple* Benefits with Death Benefit option 2
Or pays you the Total Fund Value as on maturity date, if all goes well
Start investing with just Rs 2000/- a month
Tax benefits on premiums paid and benefits received
"AEGON Life imaximise that aims to your investment. It has no Premium allocation charges, thus increasing the availability of more fund for investment. It is not only a value for money investment but also provides you a choice for opting the protection (death benefit) suitable for you. AEGON Life Insurance, our endeavor is to provide you with newer solutions that give you the best value for money." - mouthShut.com reviewer
"This is the plan for which one can be assured that this plan will take care of their child education expenditure. As such Aegon Life is now having a very good name in the insurance sector and they are quite professional. Only you need to go to their website select plan and put your details and you will be provided with all the details of the insurance plan." - mouthShut.com reviewer
You can keep your family secure by just spending a few minutes to fill out a simple step-by-step form. Keep the following documents ready before you fill the form.
Once you fill the form and pay your premium we will guide you through the next steps which may include a medical check. If you have any difficulty, click on the call button anytime. You will receive a call from us to help you with any query.
Product Name: Aegon Life iMaximize Insurance Plan UIN 138L030V04 This illustration is indicative only and should be read in conjunction with the benefit illustration. The non-guaranteed projected investment returns of 4% and 8% are not guaranteed and are for illustration purpose only. Total Charges include policy administration charge, base mortality charge,#Additional Savings Benefit charge, #Income Benefit charge and fund management charge. #Additional Savings Benefit charge and #Income Benefit charge applicable only if Death Benefit Option 2 is opted. If your policy is discontinued any time during the first five policy years, discontinuance value will only be payable after completion of five policy years. The past performance of any of the unit linked segregated funds is not necessarily an indicative of the future performance of any of these segregated funds. The mortality charges are subject to underwriting of the proposal, and may increase before the acceptance of the risk. Service tax, Education cess and any other taxes announced by the government of any other statutory body in future would be levied as per the applicable tax laws. Unit linked Life Insurance products are different from the traditional insurance products and as such, are subject to risk factors. The premium paid in unit linked life insurance policies are subject to investment risks associated with capital markets and the NAV's of the units may go up or down based on the performance of fund and factors influencing the capital market and the policy holder is responsible for his/ her decisions. Aegon Life Insurance is only the name of the Insurance Company and Aegon Life iMaximize Insurance Plan is only the name of the unit linked life insurance contract and it does not in any way indicate the quality of the contract, its future prospects and returns. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. Please know the associated risks and the applicable charges, from policy document of the insurer. This is a nonparticipating unit linked plan and we do not offer policy loan in this plan. Segregated Fund Identification Number (SFIN): Blue Chip Equity Fund ULIF01511/02/14BLUECHIPEQ0138, Accelerator Fund ULIF01203/09/10ACCELERATE0138 Opportunity Fund ULIP01627/06/16OPPORTUN0138) Stable Fund ULIF01303/09/10STABLE0138 Secure Fund ULIF00505/07/08SF0138, Debt Fund ULIF00405/07/08DB0138.