If you are looking to reap investment benefits by paying only once, this plan is for you.


If you are looking to reap investment benefits at optimum costs, this is the plan for you. Aegon Life iMaximize Single Premium Insurance Plan aims to maximise your investments. It has no premium allocation charges, thus increasing the availability of more fund for investment. All this by paying only once , online!

You should purchase this plan if you:

  • Want to invest only once
  • Want to maximise investment, as there is no premium allocation charge
  • Are looking for an investment cum insurance plan that will also help you save tax
  • Want to financially secure your family’s future
  • Choose from 6 unit-linked funds as per your investment objectives, including the new Opportunity Fund which focuses on mid-sized companies with the potential to be tomorrow’s market leaders


Mr. Mahesh (age 30 years) freelances as an art painter. His wife is a homemaker and they have a son, Anuj, who is 3 months old. Although Mahesh’s income provides well for their family, he is concerned about the inconsistency in his income and rapid change in the way of life. He is cognizant that life is uncertain and that the future of his family needs to be protected. He wants to make his investment at one go. He relies on Aegon Life’s iMaximize Single Premium Insurance Plan.

His plan details are as follows:

Cover Amount (Base Sum Assured): Rs.15 lakhs, Policy Term: 10 years, Premium Payment Mode: Single, Premium: Rs.1,50, 000/-, Investment Strategy: 100% Blue Chip Equity Fund.

Total Benefit: Rs.15 lakhs cover amount (Sum Assured). If Mahesh would have survived the policy period, he would have received a lump sum amount (Fund Value) at maturity = Rs.232,292 @ 8% or Rs.152,692 @ 4%,


Step 1: Calculate your premium on iMax insurance plan by entering your age, gender, amount of premium you wish to invest, and period for which you want to stay invested.

Step 2: The cover amount (Sum Assured) and returns will be decided basis the above

Step 3: Enter the details requested for and generate a premium quote

Step 4: Pay online using either your debit/credit card or your internet banking account

Step 5: Expect a verification call from Aegon Life call centre, once you apply for the policy

Once the payment is made your policy shall be issued within 10-14 working days.


Product Name: Aegon Life iMaximize Single Premium Insurance Plan UIN 138L049V02

For more details on risk factors, terms and conditions please read sales brochure and benefit illustration carefully before concluding a sale.

This illustration is indicative only and should be read in conjunction with the benefit illustration also. The non-guaranteed projected investment returns of 4% and 8% are not guaranteed and are for illustration purpose only.

Total charges includes policy administration charge, mortality charge and fund management charge.

The past performance of any of the unit linked segregated funds is not necessarily an indicative of the future performance of any of these segregated funds.

The mortality charges are subject to underwriting of the proposal, and may increase before the acceptance of the risk. Service tax, Education cess and any other taxes announced by the government of any other statutory body would be levied as per the applicable tax laws.

Unit linked Life Insurance products are different from the traditional insurance products and as such, are subject to risk factors. The premium paid in unit linked life insurance policies are subject to investment risks associated with capital markets and the NAV's of the units may go up or down based on the performance of fund and factors influencing the capital market and the policy holder is responsible for his/ her decisions.

Aegon Life Insurance is only the name of the Insurance Company and Aegon Life iMaximize Single Premium Insurance Plan is only the name of the unit linked life insurance contract and it does not in any way indicate the quality of the contract, its future prospects and returns.

The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.

Please know the associated risks and the applicable charges, from policy document of the insurer.

This is a non-participating unit linked plan and we do not offer policy loan in this plan.

Segregated Fund Identification Number (SFIN):

Blue Chip Equity Fund ULIF01511/02/14BLUECHIPEQ0138,

Accelerator Fund ULIF01203/09/10ACCELERATE0138

Opportunity Fund ULIP01627/06/16OPPORTUN0138)

Stable Fund ULIF01303/09/10STABLE0138

Secure Fund ULIF00505/07/08SF0138,

Debt Fund ULIF00405/07/08DB0138.