Rising Star Insurance Plan - ULIP

If you want your children to outshine your dreams, this plan is for you.


Why Buy This Plan

If you want your children to outshine your dreams, this plan is for you. Aegon Life’s Rising Star Insurance Plan makes provision for your children’s important milestones and also ensures that their future remains secured, come what may.

You should purchase this plan if you:

  • Want to financially secure your child’s future, irrespective of any future contingencies
  • Want to invest in equity markets but do not want to take the risk by investing directly

Let's understand the plan with an example

Let's understand the plan with an example: 

Mr.Mahesh (Age 34 years)works with a private firm. His wife is a teacher and they have a son - Anuj who is 2 years old. Although Mahesh and his wife’s salary provides well for their family, he is concerned about the rapid change in the way of life. He is also aware of the rising inflation and spiralling education expenses.Moreover, he is cognisant that life is uncertain and the future of his family, especially his son needs to be protected. He relies on Aegon Life’s Rising Star Insurance Plan.

His plan details are as follows:

Cover Amount (Base Sum Assured): Rs.10 lakhs,

Policy Term: (25 – age at entry of child) = 23 years,

Premium Payment Term: 23 years, Annual Premium: Rs.60, 000/-

Invest Protect option selected.



How can you buy this plan?

How can you buy this plan?: 

Step 1 Decide the amount of premium you wish to invest. Decide on the coverage amount(Sum Assured)

Step 2 Our Life Advisor will help you fill in the application form

Step 3 A cheque will have to be drawn in the favour of Aegon Life Insurance Co. Ltd.

Step 4 Expect a verification call from Aegon Life call centre, once you apply for the policy



Product Name: Aegon Life Rising Star Insurance Plan UIN 138L026V02


For more details on terms and conditions, please read the sales brochure carefully before concluding a sale.

This illustration is indicative only and should be read in conjunction with the benefit illustration also. 

The non-guaranteed projected investment returns of 4% and 8% are not guaranteed and are for illustration purpose only.

Total charges includes premium allocation charge, policy administration charge, mortality charge and fund management charge. 

If your policy is discontinued any time during the first five policy years, discontinuance value displayed will only be payable after completion of five policy years. 

The past performance of any of the unit linked funds is not necessarily an indicative of the future performance of any of these funds. 

The mortality charges are subject to underwriting of the proposal,and may increase before the acceptance of the risk.

Service tax, Education cess and any other taxes announced by the government of any other statutory body in future would be levied as per the applicable tax laws. 

Unit linked Life Insurance products are different from the traditional insurance products and as such, are subject to risk factors. 

The premium paid in unit linked life insurance policies are subject to investment risks associated with capital markets and the NAV's of the units may go up or down based on the performance of fund and factors influencing the capital market and the policy holder is responsible for his/ her decisions.

Aegon Life Insurance is only the name of the Insurance Company and Aegon Life Rising Star Insurance Plan is only the name of the unit linked life insurance contract and it does not in any way indicate the quality of the contract, its future prospects and returns. 

The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. 

Please know the associated risks and the applicable charges, from your Insurance Agent or the Intermediary or policy document of the insurer. 

This is a non-participating unit linked plan and we do not offer policy loan in this plan.

Insurance is the subject matter of the solicitation.

Segregated Fund IdentificationNumber (SFIN):

Secure Fund -ULIF00505/07/08SF0138,

Debt Fund - ULIF00405/07/08DB0138,

Stable Fund - LIF01303/09/10STABLE0138,

Accelerator Fund -ULIF01203/09/10ACCELERATE0138

Discontinuance Policy Fund - ULIF01403/09/10DISCONPF0138

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